SWP Calculator

Estimate how long a lumpsum lasts, and what it's worth at the end, if you withdraw a fixed amount every month (a Systematic Withdrawal Plan) while the remaining balance keeps earning a return.

Lumpsum Invested

Monthly Withdrawal

Expected Return (% p.a.)

Withdrawal Period (yrs)

Illustrative only, assumes a constant annual return — real returns vary and aren't guaranteed. Not investment advice.

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Want step-up SIPs, a mix of SIP and lumpsum, or a year-by-year chart? The full Mutual Fund Calculator on our main tool covers all of that in one place.