Compound the boring way,
which actually works.
Run a mutual fund SIP, a one-time lumpsum, or line them up side by side — same return assumptions, no guesswork. Need to plan withdrawals instead? Try the SWP calculator. Then screen mutual funds by real returns →
Ready to start your Mutual Fund SIP?
Talk to us anytime — we'll help you pick the right funds and get your SIP started, hassle-free.
Calculator FAQs
How do I calculate mutual fund SIP returns?
A SIP calculator projects your investment's future value from three inputs: the monthly amount, the expected annual return, and the investment period. It compounds each month's contribution forward to the end date to estimate your total corpus and gains.
What's the difference between XIRR and CAGR?
CAGR (Compound Annual Growth Rate) annualizes the return between two points — a single lumpsum's start and end value. XIRR does the same job for cash flows on different dates, like monthly SIP instalments, by finding the single annual rate that reconciles all of them — which is why SIP returns are usually quoted as XIRR, not CAGR.
What is an SWP calculator used for?
An SWP (Systematic Withdrawal Plan) calculator projects how long a lumpsum lasts if you withdraw a fixed amount from it regularly — useful for planning a retirement income or a monthly payout from an existing mutual fund corpus. Try Market Dekho's SWP calculator.
Is this mutual fund calculator free to use?
Yes — Market Dekho's mutual fund calculator (SIP, lumpsum and SWP) is completely free, requires no sign-up, and runs entirely in your browser.