NSE: GICHSGFIN
GIC Housing Finance Ltd Share Price
Company information and financial fundamentals for GIC Housing Finance Ltd, alongside its latest NSE share price.
About GIC Housing Finance Ltd
Incorporated in 1989, GIC Housing Finance Ltd provides loans for the purchase or construction of residential unit[1]
Classification: Financial Services › Finance › Housing Finance Company · NSE symbol: GICHSGFIN
Company fundamentals
Figures are as reported by the company and compiled by screener.in (fetched 2026-11-03); they may lag the latest filing. Educational information, not investment advice.
Quarterly results (₹ crore)
| Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 260 | 274 | 264 | 269 | 272 | 265 | 272 | 273 | 273 | 267 |
| Interest | 172 | 174 | 177 | 179 | 174 | 173 | 173 | 173 | 168 | 173 |
| Expenses | 10 | 53 | 37 | 31 | 30 | 110 | 35 | 42 | 39 | 73 |
| Financing Profit | 78 | 47 | 50 | 59 | 68 | -18 | 64 | 58 | 65 | 21 |
| Financing Margin % | 30% | 17% | 19% | 22% | 25% | -7% | 24% | 21% | 24% | 8% |
| Other Income | 6 | 3 | 2 | 1 | -9 | 0 | 0 | 0 | 1 | 1 |
| Depreciation | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 4 |
| Profit before tax | 79 | 47 | 48 | 56 | 56 | -20 | 61 | 55 | 63 | 18 |
| Tax % | 32% | 17% | 23% | 12% | 37% | -137% | 18% | 20% | 15% | 43% |
| Net Profit | 54 | 39 | 37 | 50 | 35 | 7 | 50 | 44 | 54 | 10 |
| EPS in Rs | 9.97 | 7.24 | 6.78 | 9.23 | 6.54 | 1.38 | 9.29 | 8.11 | 9.97 | 1.87 |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — |
| Raw PDF | — | — | — | — | — | — | — | — | — | — |
Profit and loss, yearly (₹ crore)
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|
| Revenue | 1,152 | 1,123 | 1,060 | 1,079 | 1,083 | 1,084 |
| Interest | 702 | 703 | 711 | 703 | 687 | 687 |
| Expenses | 216 | 126 | 140 | 151 | 226 | 189 |
| Financing Profit | 234 | 294 | 209 | 225 | 169 | 208 |
| Financing Margin % | 20% | 26% | 20% | 21% | 16% | 19% |
| Other Income | 5 | 6 | 10 | -3 | 1 | 2 |
| Depreciation | 9 | 10 | 15 | 15 | 11 | 12 |
| Profit before tax | 230 | 290 | 204 | 207 | 159 | 197 |
| Tax % | 25% | 26% | 26% | 22% | 3% | — |
| Net Profit | 174 | 213 | 151 | 160 | 155 | 157 |
| EPS in Rs | 32.22 | 39.60 | 28.11 | 29.79 | 28.75 | 29.24 |
| Dividend Payout % | 14% | 11% | 16% | 15% | 16% | — |
Compounded growth
Balance sheet (₹ crore)
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Equity Capital | 54 | 54 | 54 | 54 | 54 |
| Reserves | 1,457 | 1,645 | 1,775 | 1,911 | 2,053 |
| Borrowing | 10,365 | 9,168 | 8,584 | 8,751 | 9,119 |
| Other Liabilities | 53 | 53 | 57 | 60 | 74 |
| Total Liabilities | 11,929 | 10,920 | 10,471 | 10,775 | 11,299 |
| Fixed Assets | 20 | 52 | 44 | 27 | 69 |
| CWIP | 29 | 9 | 10 | 11 | 16 |
| Investments | 14 | 229 | 168 | 254 | 210 |
| Other Assets | 11,865 | 10,630 | 10,248 | 10,483 | 11,004 |
| Total Assets | 11,929 | 10,920 | 10,471 | 10,775 | 11,299 |
Cash flows (₹ crore)
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Cash from Operating Activity | 1,286 | 1,043 | 522 | -18 | -320 |
| Cash from Investing Activity | -3 | -213 | 64 | -87 | 52 |
| Cash from Financing Activity | -892 | -1,238 | -619 | 122 | 255 |
| Net Cash Flow | 391 | -408 | -34 | 18 | -14 |
| Free Cash Flow | 1,281 | 1,037 | 518 | -20 | -325 |
Efficiency ratios
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| ROE % | 11% | 13% | 8% | 9% | 8% |
Shareholding pattern (%)
| Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 42.41% | 42.41% | 42.41% | 42.41% | 42.41% | 42.41% | 42.41% | 42.41% | 42.41% | 42.41% |
| FIIs | 2.64% | 2.91% | 2.46% | 2.18% | 2.67% | 2.16% | 2.08% | 1.81% | 1.40% | 0.93% |
| DIIs | 5.89% | 5.89% | 5.89% | 5.89% | 5.51% | 5.51% | 5.05% | 4.59% | 2.53% | 2.44% |
| Public | 49.04% | 48.79% | 49.24% | 49.52% | 49.39% | 49.92% | 50.46% | 51.18% | 53.65% | 54.22% |
| No. of Shareholders | 66,668 | 67,589 | 67,790 | 66,517 | 65,375 | 64,226 | 62,585 | 61,368 | 61,754 | 60,546 |
Exchange disclosures
Next results date
GIC Housing Finance Ltd has a board meeting for financial results listed on 2026-11-12. Companies can reschedule; check the company's own announcement. Results calendar
Shown as filed with NSE. A filing shows that something happened, not why, and says nothing about what to do.
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Frequently asked questions
What is the NSE symbol for GIC Housing Finance Ltd?
GIC Housing Finance Ltd trades on the NSE under the symbol GICHSGFIN.
Where is GIC Housing Finance Ltd listed?
GIC Housing Finance Ltd is listed on the National Stock Exchange of India (NSE) under the symbol GICHSGFIN. It is not part of the NIFTY 50 or NIFTY 500 lists this site tracks.
Should I buy GIC Housing Finance Ltd shares?
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Prices are delayed and sourced from a public market-data provider; they may contain errors. This page is educational information, not investment advice.