Data screen · ranked by 3-year return · as of 10 October 2026
Best Income/Debt Oriented Schemes - Dynamic Term Mutual Funds in India (October 2026)
The 7 Income/Debt Oriented Schemes - Dynamic Term funds with the highest 3-year annualised return in our dataset. This is a screen using one disclosed rule, not a recommendation — read the method and risks below before drawing any conclusion.
| # | Fund | 3Y (p.a.) | 1Y | 5Y (p.a.) | Expense ratio | AUM | Riskometer |
|---|---|---|---|---|---|---|---|
| 1 | Mahindra Manulife Dynamic Term Fund Mahindra Manulife Mutual Fund |
+7.58% | +4.10% | +5.98% | — | — | — |
| 2 | PGIM India Dynamic Term Fund PGIM India Mutual Fund |
+6.99% | +2.36% | +6.01% | — | — | — |
| 3 | HSBC Dynamic Term Fund HSBC Mutual Fund |
+6.73% | +2.60% | — | — | — | — |
| 4 | Mirae Asset Dynamic Term Fund Mirae Asset Mutual Fund |
+6.71% | +3.56% | +5.64% | — | — | — |
| 5 | DSP Dynamic Term Fund DSP Mutual Fund |
+6.28% | +1.27% | +5.58% | — | — | — |
| 6 | Baroda BNP Paribas Dynamic Term Fund Baroda BNP Paribas Mutual Fund |
+6.24% | +1.80% | — | — | — | — |
| 7 | Canara Robeco Dynamic Term Fund Canara Robeco Mutual Fund |
+5.70% | +1.48% | +5.10% | — | — | — |
How this list is made
- Universe: Direct Growth plans classified by AMFI as Income/Debt Oriented Schemes - Dynamic Term, from the 7 funds in this category that have at least 3 years of NAV history in Market Dekho's dataset. The dataset is a curated set of major fund houses, not every fund in India.
- Rule: sorted by 3-year annualised return (CAGR) from daily NAV history; top 7 shown. Returns for periods under 1 year are absolute; 1 year and longer are as stated in the column heads.
- Data date: NAV data as of 10 October 2026. Expense ratio, AUM and riskometer come from AMFI filings and may lag. Missing values show a dash.
- What it ignores: risk-adjusted performance, consistency across market cycles, fund-manager changes, taxes, exit load and your own goal.
Read the risk before the return
A high 3-year return can reflect a strong market phase or a concentrated, higher-risk portfolio. Check each fund's riskometer, look at its full history on its own page, and compare costs via the expense ratio. Funds in the same category can behave very differently in a falling market.
Not sure what fits you?
This page ranks past returns only. To learn how to compare funds on your own, start with the free SIP vs lumpsum lesson. For a review of a holding you already own, use Samjho Bhai.
Learn how to compare funds →Other categories
Frequently asked questions
How are these Income/Debt Oriented Schemes - Dynamic Term funds ranked?
Funds are ranked by 3-year annualised return, using each fund's Direct Growth NAV history, among 7 comparable Income/Debt Oriented Schemes - Dynamic Term funds in Market Dekho's dataset. It is a single, mechanical rule and does not measure quality, risk or suitability.
Is the top-ranked Income/Debt Oriented Schemes - Dynamic Term fund the right one for me?
Not necessarily. A ranking by past return does not say whether a fund suits your goal, time horizon or risk tolerance, and past performance does not guarantee future returns. Market Dekho is not a SEBI-registered investment adviser; consider your own situation or speak to a SEBI-registered adviser.
Does this list cover every Income/Debt Oriented Schemes - Dynamic Term fund?
No. It covers funds from a curated set of major fund houses in Market Dekho's dataset, so funds outside the dataset are not ranked here.
Key terms: NAV · Expense ratio · Direct plan and regular plan · Riskometer · CAGR · SIP
How this data works · Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Market Dekho is not a SEBI-registered investment adviser. Found an error? marketdekho01@gmail.com